Rates & insurance
Clear information about insurance, self-pay rates, and payment.
We are committed to making therapy as accessible as possible. Denver Mental Health Collective is in-network with many major commercial insurance providers and Medicaid plans, and our team can help you understand the next steps for checking benefits.
Helpful details to have ready
- Your full name
- Date of birth
- A current insurance card
- Questions about deductible, copay, or session cost
Insurance and fees
A practical guide to the cost of care.
Insurance plans we accept
We are currently in-network with many major insurance providers, including:
- Aetna
- Optum
- Mines & Associates
- Anthem Blue Cross Blue Shield
- Humana
- Colorado Access
- Cigna
- United Healthcare
- Colorado Community Health Alliance
Please note that benefits and coverage vary by plan. Even if you have a high deductible, using insurance may still reduce your overall cost. Our team can often verify benefits and provide an estimate, but insurance companies do not always provide final information in advance.
Insurance is not accepted for couples or relationship therapy.
Self-pay rates
- Licensed Psychologist: $200 first session; $165 for 50-minute follow-up sessions.
- Licensed Therapist: $175 first session; $140 for 50-minute follow-up sessions.
- Provisionally Licensed Therapist: $125 first session; $100 for 50-minute follow-up sessions.
- Doctoral Trainee or Master?s Level Intern: $100 first session; $100 follow-up sessions.
Payment
We accept major credit cards, including HSA and FSA cards.
Cancellation policy
If you are unable to attend a session, please cancel at least 48 business hours in advance. Late cancellations or missed sessions are subject to a $90 fee.
Understanding your benefits
Helpful questions to ask your insurance provider include: What are my mental health benefits? Do I have a deductible, and has it been met? What is my cost per session? Is there a limit to the number of sessions per year? Will services billed under code 90837 be covered, and at what rate?
Good Faith Estimate
If you do not have insurance or are choosing not to use insurance, you have the right to receive a Good Faith Estimate of expected costs. If you receive a bill that is at least $400 higher than your estimate, you have the right to dispute it. More information is available at cms.gov/nosurprises.
If you have questions about insurance, self-pay rates, benefits, or getting started, reach out with your insurance information and our team will help you clarify the path forward.